See where it goes
Paste your (anonymized) spending, get categories and honest observations.
The lesson
Export a month of transactions, strip anything identifying, and let AI categorize and observe: where the money actually goes, what surprised you, which three changes would matter most.
Try it — 60 seconds
Here's a month of my spending, anonymized: [paste amounts + short descriptions]. Categorize it, total each category, and tell me the 3 most useful observations — kindly but honestly.
Copy it into ChatGPT, Claude, or Gemini — whichever you already use. Fill in the brackets with your real life.
Watch out
Anonymize first: no account numbers, no full card statements with identifying data. Amounts and merchant types are all it needs.